Can You Use Credit Card To Put Money On Itune Card
Updated 04/12/22: Updated this guide with the most recent information virtually Apple Cash.
When iOS xi landed in 2017, it came with Apple tree's first major foray into financial transactions: Apple tree Cash. Similar to Venmo or Cash App, Apple Greenbacks lets you instantly send money to another iOS user. You don't even need a new app, as information technology'south built right into iMessage. Apple tree Greenbacks was released every bit part of iOS 11.2.
Information technology's an incredibly like shooting fish in a barrel way to send person-to-person money, only it does have a few caveats you'll demand to exist enlightened of. Here's what you demand to know nigh setting up and using it.
Apple Greenbacks requirements
For starters, both the money sender and receiver need to exist running iOS 11.2 or later. According to Apple's support page, you'll need to meet the following requirements:
- A compatible device with iOS 11.2 or after.
- Two-factor authentication for your Apple ID.
- An eligible debit or prepaid card in Wallet, so you lot can send money.
- Be at to the lowest degree 18 years onetime.
Nosotros have a guide that will tell you everything you need to know about setting up Apple Pay. Once it's all fix upward, you lot'll be able to send money to friends right inside Messages on your iPhone, iPad, or Apple tree Watch.
How to set up Apple Cash
Earlier you tin send or receive coin, you'll need to gear up the Apple Cash carte du jour. It's essentially a special prepaid bill of fare with some financial services provided to Apple by Green Dot Bank.
First, you may demand to head into the Settings menu and make sure Apple Cash is enabled. Go to Settings > Wallet & Apple tree Pay and look for the Apple tree Cash toggle at the top of the screen.
Then, head into the Wallet app, tap on the Apple Cash card, so tap on Gear up Apple tree Greenbacks. You'll have to agree to some terms and atmospheric condition, merely that's it.
This procedure will trigger automatically if someone sends you money before you become a take chances to set it up.
How to send coin with Apple Cash on iPhone or iPad
Sending coin with Apple Cash is incredibly uncomplicated. It's just an iMessage app.
i. Launch Messages and then outset a new bulletin, or open an existing one.
2. Tap the Apps button and then the Apple tree Pay button.
3. Press the + or – buttons to conform the amount, or tapShow Keypad to enter an exact amount.
iv. Tap Pay. If you lot desire to add a bulletin here, you can.
v. Tap the send button. You'll get a summary screen that y'all'll demand to approve with either Touch ID or Face up ID.
That's all at that place is to it. The money will be sent immediately, and will be available on the recipient'south Apple Cash card.
Using Apple Cash with your Apple tree Watch
This is just as easy as it is on your iPhone.
i. Open Messages on your Apple Watch and either start a new message or open up an existing one.
2. Scroll down past the message and tap on the Apple tree Pay push button.
3. Plow the digital grown to suit the dollar corporeality. If you demand to be more verbal, tap the dollar amount to show the decimal places, and then tap the value after the decimal and rotate the digital crown to adapt.
4. Tap Pay. Y'all'll be prompted to double-click the side push button to confirm.
How to ask for money
You can ask your friend to send you money, too. When they get the request, they can tap it, and the payment amount will be filled out automatically (they tin can adjust it if they want).
Just open up Letters, become to a conversation, and tap the Apple tree Pay iMessage app like you would when sending money. Enter the amount, and instead of borerPay tap theAsking button.
On Apple tree Scout, tap the Pay push button at the bottom of a conversation, set the amount, and and so swipe the big "Pay" button to the left to turn it into a "Request" push button.
You tin can also employ Siri with a phrase similar, "Ask Jason for $15 for tacos."
How to abolish payment
If yous sent money to someone and they haven't nevertheless accustomed it, you can abolish payment.
ane. Go to Messages and tap on the payment, or detect the payment in the Transaction History of your Apple Cash bill of fare in the Wallet app or Settings.
two. Tap the transaction and look for the status field. TapCancel Payment. If y'all don't see that option, they've already accepted the payment.
It may have upward to a twenty-four hours for the payment to show up back on your account.
After the start transaction, most users will have Apple Cash set to automatically have payments (that's the default), so you probably won't take much opportunity to cancel. You lot could always try asking them to pay you back…
Using Siri
Yous can utilise Siri to both send and request money. Attempt saying "Send Jane $14 for tacos" or "Apple Pay Greg $12 for tacos." Or to asking coin, mayhap, "Ask Glenda for $18 for tacos."
Maybe y'all should cut dorsum on the tacos.
About that Apple Cash carte du jour…
When y'all receive money, it goes onto your Apple Greenbacks card. That money is then used past default whenever you lot ship anyone else coin with Apple Greenbacks. If you don't have plenty in there, you lot can pay the balance with a debit or prepaid card.
You tin can besides use coin on your Apple tree Cash card to pay for things using Apple Pay. Apps and in-app purchases, retail, online…information technology's just some other source of money to use within Apple Pay. But tap on your payment menu whenever an Apple tree Pay summary pops up on screen for yous to confirm, or if you're buying something at retail, switch to the Apple Cash bill of fare earlier tapping to the terminal.
The maximum balance you can have on the card is $20,000. You can only send or receive up to $3,000 per bulletin, and $ten,000 within a 7-day period.
How to add money to your Apple Pay Cash card or transfer it to your bank account
Yous tin add money to your Apple Cash carte du jour, although you volition automatically add any missing balance from a debit or prepaid card when paying someone. Merely open the Apple Cash menu in the Wallet app or the Wallet & Apple Pay settings menu. And so tap on the Info tab. And so tap Add Money. Enter the amount yous'd like to add, tapAdd, and ostend.
Taking moneyoff your Apple Cash card is just a little more complicated. You'll demand to add a bank business relationship.
1. In the Apple Greenbacks menu info (in Settings or the Wallet app), go to the Info tab. Yous'll find it by tapping the (…) push in the upper right of the card in the Wallet app.
2. TapTransfer to Bank.
3. The first fourth dimension you practise this, you'll have to tap Add together Bank Account and enter your bank's routing number and your business relationship number.
4. Enter an corporeality, tapTransfer, then confirm with Impact ID or Face ID.
A bank transfer can have from 1 to 3 business concern days (excluding holidays). You accept to transfer at to the lowest degree $i (though you can transfer your entire residual if you lot have less), you can't transfer more $three,000 at a time, and you tin't transfer more than than $twenty,000 in a 7-day period.
Is Apple tree Cash free?
Yes, Apple Greenbacks is free. At that place used to be a 3% fee when adding money to it via credit carte, but Apple stopped assuasive credit cards to be used for this purpose back in 2019.
What is Apple Cash Family?
If you have Family unit Sharing fix, you tin can prepare Apple Greenbacks cards for your child accounts. They can utilize it to make purchases with Apple Pay and y'all can be notified when they practise, you tin limit who they transport money to, and lock their account if necessary.
To get started, open the Settings app, tap on your Apple ID, and and then Family Sharing. Select Apple Cash from the list of sharable features.
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Source: https://www.macworld.com/article/230688/apple-cash-guide-what-it-is-how-it-works-and-what-it-costs.html
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